If any of you are a business owner or a sole trader and are paying off a work car, van or anything on HP. A little tip I've been given today. Find out the final settlement of the loan and apply for the Bounce back loan being offered by the government at the minute. Mine has a fixed rate of 2.5% with no interest for the first year.
My current loan on my Van is 8.65%.
Then ask for the amount to pay off the final payment.